Construction Compliance Resources
What Is a Certificate of Insurance (COI)?
A Certificate of Insurance (COI) is a document that verifies a contractor or subcontractor has active insurance coverage. Construction companies use COIs to confirm that vendors and subcontractors carry the required policies before work begins.
Why COIs Matter
COIs help reduce risk by verifying insurance coverage before a subcontractor enters a job site. Without proper tracking, expired policies can expose construction teams to financial and legal liability.
Common COI Tracking Problems
- Missed expiration dates
- Tracking insurance in spreadsheets
- Scattered PDFs and email attachments
- No centralized compliance visibility
- Last-minute policy renewals
Best Practices for COI Tracking
- Track expiration dates automatically
- Store COIs in one centralized location
- Set alerts before coverage lapses
- Maintain visibility across all subcontractors
- Prepare for audits proactively
Still tracking COIs manually?
Get visibility before expirations become problems.
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Related Resources
Continue learning about COI tracking and compliance.
Expiration Tracking
How to Track COI Expiration Dates
Learn how construction teams stay ahead of expirations before compliance gaps create project risk.
Read Article →Compliance Risk
Common COI Compliance Mistakes
See the most common tracking mistakes that lead to missing insurance information and expired coverage.
Read Article →