Terms of Service
Last updated: May 2026
By using My Smart COI Tracker, you agree to these Terms of Service. If you do not agree with these terms, please do not use the platform or related services.
Use of Service
My Smart COI Tracker provides tools designed to help users organize certificate of insurance information, monitor expiration dates, manage subcontractor documentation, and improve compliance visibility workflows.
Users may access and use the platform only in compliance with applicable laws, regulations, and these Terms of Service.
Account Responsibilities
Users are responsible for maintaining the confidentiality of account credentials and restricting access to authorized personnel. Users are responsible for all activity occurring under their accounts.
Users agree to provide accurate account information and maintain current contact and billing details where applicable.
Uploaded Information & Documents
Users may upload certificates of insurance, subcontractor records, compliance documentation, and related materials into the platform. Users retain responsibility for the accuracy, legality, ownership, and appropriateness of all uploaded content.
My Smart COI Tracker does not independently verify the validity, completeness, legal sufficiency, or insurance coverage accuracy of uploaded documents or information.
Compliance & Legal Disclaimer
My Smart COI Tracker is designed to assist with organization, tracking, and visibility of compliance-related information but does not guarantee legal compliance, insurance validity, regulatory fulfillment, or risk elimination.
Users remain solely responsible for reviewing insurance requirements, validating coverage, monitoring compliance obligations, and making operational or legal decisions.
The platform does not provide legal, insurance, financial, or risk management advice.
Subscription & Trial Services
Certain features or services may require a paid subscription, trial enrollment, or account registration. Pricing, feature availability, and subscription terms may change periodically.
Trial access may be limited in duration or functionality at our discretion.
Acceptable Use
Users agree not to misuse the platform, attempt unauthorized access, interfere with system operations, upload malicious content, violate applicable laws, or use the platform for fraudulent or unlawful activities.
Intellectual Property
The My Smart COI Tracker platform, website, branding, software, content, and related materials are protected by intellectual property laws and remain the property of My Smart COI Tracker unless otherwise stated.
Service Availability
We strive to maintain reliable platform availability but do not guarantee uninterrupted service, error-free functionality, or continuous platform access.
Services may be modified, updated, suspended, or discontinued periodically for operational, security, maintenance, or business reasons.
Limitation of Liability
To the maximum extent permitted by law, My Smart COI Tracker shall not be liable for indirect, incidental, consequential, special, or business-related damages arising from use of the platform, including compliance issues, document inaccuracies, missed renewals, operational delays, or business interruptions.
Changes to These Terms
We may update these Terms of Service periodically to reflect changes to our services, operations, or legal obligations. Continued use of the platform after updates constitutes acceptance of revised terms.
Contact
Questions regarding these Terms of Service may be directed to: